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Weekly Update:Manic Monday

Greetings Members,
                                   Happy Manic Monday to you all. Today marks the beginning of the final trading month of the half way point thru 2019. And thus that has become routine as of late the market is starting a Monday in the red for the beginning of the week. The nearly 7% drop in the S&P 500 since its April 30 high is masking some deterioration underneath.Close to one-fifth of all stocks are below their December lows, even though the S&P is up more than 15% since then. The opening of a second trade-war front along the U.S.-Mexico border last week dialed up fear of global economic stagnation and peaking corporate profits, further pressuring stocks and prompting an urgent rush into Treasury bonds.
I can’t remember a time(I am a history bluff) where the market was plagued with such political repercussions on all side that was effecting securities in this manner. And what’s worse the drop and negative pullbacks are having less and less to do with the evaporating or slowing fundamentals of the market itself, and more and more to do with sovereign nation or its leaders, not behaving responsibly with the public posture. Two things I always follow politics and business, because my politics affects business and business affects. And in this moment in time never has this been more true. 
                               
Investment Update

Our investment positions are pretty much unchanged. Mastercard and P&G continue to be our strong pullers while the rest of our portfolio as well as the market keep taking hits. Tilray continues get negative three month span. All Cannabis securities as a sector were lower today with the first transcript of Friday’s regulatory hearing being released and some controversy over ingredients that maybe contained in the production. My honest analysis is we’re going going to have to ride this wave out until the market stabilizes.

As you know I usually do a mid-year review at the end or toward the end of June about the current performance of our holdings. But until something drastically changes my analysis will be incomplete because the market has been performing on normal parameters and to judge these first six months off normal fundamentals would be unfair and unsound. But a review will take place I’m just not yet sure how I will approach the matter for the good of the group. 

Administrative Announcement
In an effort help with the daily operations but more importantly the member record and communication up keep I have bought on a new VP of membership Ms. LaQuida Chauncey. Within a week or two she will be handling the membership email address and all record keeping info and documentation. We are excited for her addition and what she will bring to the position to help us become a more smoothly run operation. I’ll like to than Candace for her services thus far we couldn’t have made it this far without her. And as Charles mention she will be staying on in another capacity. 

Communication

In addition to these weekly emails I would also like all of our members to be more active in our slack groups. This group is not merely a passive experience but a think tank to share ideas and gain other perspectives. Please use the slack links below: 

Investment Club for Stocks:https://join.slack.com/t/tcinvestmentclub/shared_invite/enQtNTE2MjUxNzY5NzYyLWZjMGI0MzA2MTA4Y2IyMGM1NzU2NjBkZTlhNGY4YmY2ZmZmNGQ1ZmE4YTIwZWVkN2VhNTczMjk0MmRmNzY0YTI

In Closing

Information from this weekly email is not intended to be investment advice or construed as a recommendation or endorsement of any particular investment or investment strategy, and is for analysis  purposes only. Be sure to understand all risks involved with each strategy, before attempting to place any trade.

Per usual hope you all have a great and prosperous week and an even better investment week. Will talk to you soon!!

Jamaal W Vetose

President

Todd Capital Investments

Good Business is the Best Business

This is a quick blog to encourage all you black business owners and investors to do straight up business. A lot of people are looking for the quick buck, the come up, the something for nothing. that is not a good way to do business. you might make a few dollars but you wont get rich.

Apple didn’t take advantage of people to make trillions, amazon didn’t take advantage of people to make trillions, yet here you are, making thousands and trying to take advantage of everyone. this is short sighted, it is ignorant and it will not last.

A lot of people ask me how they can set up a corporate veil and umbrella corp with sub LLCs. They ask this because they want to avoid liability. This is a silly question because most of yall don’t have any assets to protect and because the best way to avoid liability is to do good business.

If you do bad business they are going to get you regardless of if you have an LLC that you function through. Lawyers are good at what they do. I know this first hand.

So yeah, charge fair prices, over perform and build your company brick by brick. I have been able to build Todd Capital up because those are the things we do. We are ultra transparent, responsive and we over perform. If you do those things the money will take care of itself. If you do those things people will be begging to give you money.

We don’t need a community of tricksters and hustlers. We need a community of respectful business owners who do the right thing when nobody is looking. Please play the long game and not the get it quick game. Your kids can’t inherit your scam. Scams and generational wealth have nothing to do with each other.

Get 25% off the Trade and Travel course with Teri. Use the link www.investor101.org to sign up. 

You can also sign up for our Cannabis Investing Course at: https://t.co/RNYtQjlBkY

Lastly, the Investing 101 Class is on sale for half off at this link: https://www.udemy.com/what-they-didnt-teach-you-about-money/?couponCode=TODDCAP50

Check out the Todd Capital Store at www.gumroad.com/toddcapital

I encourage you to invest with us and join our partnership.  We are doing a great work and if we keep up the pace we can be into twelve doors before the middle of next year.  We are also going to buy a truck by midyear.  If you want to form your own contact us for a consultation and we will walk you through the process.

If you are interested in investing with our club on either the stock or real estate side we would be happy to welcome you into the partnership.  Email membership@capitaltodd.com today to join.

Thanks for reading!

Be great, invest well,

Todd Millionaire

Please Stop Letting People on Social Media Tell You They Are Gurus

To quote a very beloved GOT(Game Of Thrones) character Tyrion Lannister “You should never believe a thing simply because you want to believe it”. Most American are struggling to find their financial footing, living paycheck to paycheck, circumstances and conditions like that make people believe in anything that looks slightly feasible. And with the reaches of social media platforms like Twitter, Instagram, Facebook, Periscope and etc it’s a lot easier to reach people when they struggling to find their way.

Despite how social media make it seem you simply are not thing just because you claim to be. You must be certified, verified, credible, and have a body of work that justify that proclamation. On every social media platform I think of everyone is claiming to be an influencers of this or a guru of that, without habits really put in the time or paying any working dues. They’ve read a few books now all of a sudden their an expert real estate wholesaler, they cleared they $20,000 student loan debt now their a financial literacy maven; and the ridiculousness spreads fair and wide. And don’t even get me started on the $99 webinars or the $199 seminar that soon follow the achievement of reaching 5,000 followers on a platform.

Two things can be true at the same time you can good at something have make some achievement in an area and NOT BE AN EXPERT IN IT. Just because you get a JD doesn’t make you an attorney any more than getting an MD makes you a doctor, you have to pass licensed national boards before you can make those type of claims.

As a strong financial literacy advocate I all too often see people making inaccurate statement about certain credit score myths, banking services and procedures, financial management tips and it disturbs me. It disturbs me because economic empowerment should be above financial scamming and scheming against our people. But it’s our very own people who are out here taking advantage of those who are less knowledge and are desperate for a way forward.

I just want to caution all of you to be careful of the too good to be true promises. Don’t believe in anyone else ability to get you out of trouble more than your own. Now I’m not saying that there aren’t individuals who are out here genuinely trying to help, because there are plenty. But you will be able to tell the difference because their usually not on social media pushing their services on you. They are often willing to help free of charge because the betterment of the community is the focus not one person own financial gain.

Jamaal W Vetose

President

Todd Capital Investments

Diversity and Inclusion Make You A Pawn

Guess what yall. Inclusion and diversity and all that stuff isn’t your plan. It is their plan for you.

A plan to include the best, brightest and most productive in their plans while you leave the rest behind. One of my favorite quotes on negotiating is that a master negotiator gets the other party to want to give them what they wanted in the first place. In a lot of ways I see this happen all the time. Specifically in race in America. An obvious example is integration. They integrated the dollar but they didn’t integrate you. Another was the BLM movement which turned into the put white people on a pedestal movement.

You thought you were getting progress but the only thing that progressed was them.

In terms of diversity and inclusion, the push for “inclusion” and jobs is just how immigration in America works. We allow the most productive, most educated most valuable to move into the America. Since black folks already exist in America, our form of immigration is being accepted into their spaces at 3 and 5% while the 95% of the rest of us suffers in poverty. Diversity brings in low numbers but it is often the best and brightest. They get great talent, you get to celebrate the first black person to do x. Fake victories promoted as grant accomplishments.

This is great for the few selected. But terrible for those that aren’t. Not only are they left behind with nothing but a hope and dream of inclusion they are also robbed of their leaders, their thinkers, their planners and doers. They are robbed of the people that could change things for all, because those people took their talents to south beach.

The point of this post though is that the 3-5% that get included, don’t get dropped in at the top. They get to play their role and just participate. But they aren’t running the show. They are a pawn, used as a symbol of diversity without actually diversifying things.

The thing about being a pawn is that you will never become a powerful piece on their board. There are a few that can but that is very few. Only so many Lebron James’ make it across to the other side to become a powerful piece. The odds are not in your favor.

Another thing is that being a pawn on their board and being a pawn on a board built by someone who looks like you are two different things.

The motivation for this post was an article that came down my timeline that spoke on the lack of diversity in big law. It was a four or five point article with “solutions”, none of which included “build your own firm”. I was disappointed and I began to think. Even if they get “diversity” and “inclusion” is that truly success? Are the things you are aiming after going to really get you want you want? I believe you must always begin with the end in mind. A lot of people are looking at where they are now and they just want to feel better in the now. they don’t map out the goal and then reverse engineer to the present. If your goal is YOU the individual, then maybe inclusion might work. But if the goal is to progress the entire black community, saving 3-5 or even 10 percent of us wont do that.

I challenge you to think bigger than YOU. Think bigger than YOUR bills and start thinking community thoughts. A community solution might be “build your own” and less “please include me”.

Get 25% off the Trade and Travel course with Teri. Use the link www.investor101.org to sign up. 

You can also sign up for our Cannabis Investing Course at: https://t.co/RNYtQjlBkY

Lastly, the Investing 101 Class is on sale for half off at this link: https://www.udemy.com/what-they-didnt-teach-you-about-money/?couponCode=TODDCAP50

Check out the Todd Capital Store at www.gumroad.com/toddcapital

I encourage you to invest with us and join our partnership.  We are doing a great work and if we keep up the pace we can be into twelve doors before the middle of next year.  We are also going to buy a truck by midyear.  If you want to form your own contact us for a consultation and we will walk you through the process.

If you are interested in investing with our club on either the stock or real estate side we would be happy to welcome you into the partnership.  Email membership@capitaltodd.com today to join.

Thanks for reading!

Be great, invest well,

Todd Millionaire

What Are You Looking At? Stop Watching The Market!

I promise you daily watching the movements of your portfolio is not going to magically prevent you from experiencing investment losses. Nor will help your securities reach prosperous heights because you just happened to watch the market like a hawk and sold when you gain a small ROI of some kind. YOU ARE NOT A DAY TRADER, stop acting and operating in the mindset of one. It is in time like this where every little new article or press release seem to move the market that you should be watching the market the LEAST.

In a effort to be transparent and not seem hypocritical, I should disclose that I watch the market daily. But in my defense I’m a Analyst/Finance man by profession. To say nothing of the fact, I have the funds of 300 members invested in the market, so I take two daily peaks to see if the market is up and down. In addition, I’m not prone to emotional impulses when it come to Investments. I’ve been investing personal for ten years now I’ve learn how to keep my emotions out of the market. Every review read and analysis arrived at is a pragmatic strategic conclusion and won’t make me lose any sleep.

If you aren’t in finance like me or on Wall Street like other traders it’s really no use or need to check in on your investment portfolio more than 5 times a year. And those five times are pretty basic: 1) At the end of every quarter(preferably before or right after earnings season) 2) An annual review of the year’s performance in December. Other than that unless than is some major event that occurs, if your an long term investor, daily up and down movements in the market doesn’t concern you. You’re looking for multi- year appreciation not daily market hysteria.

And I’ll finish with this little tidbit insight, you can watch the market daily and still not avoid on losses or gaining any appreciation. Truth be told by the time the market is reacting to news it’s already too late. You should have already been in or out before the announcements became public. This is an unappreciated nuisance about market movements. So do yourself and your stress levels a favor, STOP WATCHING THE MARKET!!

Jamaal W Vetose

President

Todd Capital Investments

What is the best way to build generational wealth?

I get this question every single day. This question and also the question about how sophisticated someone’s corporate structure should be. Or they want to know the ROI we get in the investment club. All of these are the wrong question. They are the wrong question because they are results oriented and not process oriented.

Success does not follow “setting up your LLC in Delaware”. Success does not follow the end result of an ROI. Success follows you getting in the mud and doing the work. Engaging in the process of being an investor not a passive somebody on the sidelines looking for who can give you the most ROI. Get your own damn ROI.

I am here to tell you that your parents didn’t do everything right and then fail to pass down generational wealth because they didn’t create their LLC in Delaware. Your grandparents didn’t spend all their money buying the wrong assets with an ROI that was too low and then fail you because the made 10% when they could have made 12%. You didn’t have any wealth because they didn’t do business and they didn’t invest. They didn’t engage in the process.

My favorite Gary V quote is “get started and get fancy later”. Why? Because peoples’ biggest hurdle is the fear of getting started. We use fancy (and planning) to procrastinate. We use fancy to jump over the doing, the promoting, the cold calls, the driving for dollars the sleepless nights. We use fancy things like auto dialers and virtual assistants to get us to the result without the actual process. This is a problem. Because people who avoid the process often don’t get the prize. And even if they do get the prize they don’t have the skills to keep it!

I was thinking about the book the 10X rule recently and about how you have to take on so much action. You have to blog and podcast and YouTube and etc. Everything to build your personal brand. You must become omnipresent. The reason why I like it is because it keeps you from thinking that there is one silver bullet that is the key to success. You have to do it all and you have to do a lot of it. A lot of people emailing me or texting or calling or @ing me are looking for the silver bullet that lets them skip over the work. Welp, no sir, you get to do the work and you get to do a lot of if.

This morning I came across someone asking where they can find $900 rents in Detroit, as if $900 is some magic number that makes the deal work. Again, results oriented not process oriented. Just crazy. Another fake barrier. This is why people who come to me asking my investment criteria also piss me off. Like bro, my criteria is that it makes money. If it makes a buck that is a buck more than I had before. Certain peoples’ investment criteria is just another fake barrier.

So with that said, I want to encourage you to take action, any action, and stop putting up fake fancy barriers in front of you. A property that cashflows $50 is better than a property that doesn’t cashflow. An LLC in TX can do the same thing an LLC in Florida can do. A 10% ROI is damn near the same as an 8% ROI. What matters is not what we do in the moment but what we do in perpetuity. What matters is not that we get the result as much as we engage in the process. Get started. Get fancy later.

Get 25% off the Trade and Travel course with Teri. Use the link www.investor101.org to sign up. 

You can also sign up for our Cannabis Investing Course at: https://t.co/RNYtQjlBkY

Lastly, the Investing 101 Class is on sale for half off at this link: https://www.udemy.com/what-they-didnt-teach-you-about-money/?couponCode=TODDCAP50

Check out the Todd Capital Store at www.gumroad.com/toddcapital

I encourage you to invest with us and join our partnership.  We are doing a great work and if we keep up the pace we can be into twelve doors before the middle of next year.  We are also going to buy a truck by midyear.  If you want to form your own contact us for a consultation and we will walk you through the process.

If you are interested in investing with our club on either the stock or real estate side we would be happy to welcome you into the partnership.  Email membership@capitaltodd.com today to join.

Thanks for reading!

Be great, invest well,

Todd Millionaire

Create an Asset that Buys Other Assets

Last year I did something crazy. What I did was I stayed broke. I stayed broke, but I generated a ton of income and revenue.

What I was doing was I would generate a ton of money through my consulting company, courses and other things and then I would immediately get rid of the money. I would put it right into the stock market.

By staying broke I was motivated to get back out there bringing in clients and then by rapidly investing the money I was able to always have new fresh capital to buy more lows and take risk with.

It is no secret that working for yourself and being a business owner allows you to make massive amounts of money not the pennies they give us from a job. But the hack here is to use that business, that massive income to fund your investments.

Like I always say, if you are smart about your cashflow your tenants will become your best investors. For us, we stack every dime of rental income, now we have cash to buy another home. We didn’t have to work, save, build our credit to get this new home that will pay us 800 a month, all we did was buy the asset and let the asset buy later assets.

I don’t think you all can truly appreciate how powerful that is. We went from no assets to having assets come to us just for the sake of owning assets. Not by struggle, sacrifice or grind. Not by begging a lender, not by doing anything. This is what wealth looks like. You can’t get rid of wealth.

I was talking to Ericka Williams one time on a friendly consultation call. She explained to me that the borrower you are at deal zero is not the borrower you will be after you acquire deals one and two. At that point you are yourself plus your assets. You are then able to do even more. The income, balance sheet etc all factor into making you more lendable.

What I did was I created a business that funded my investments. Instead of using my working income to invest in the stock market I allowed my business to do it. This allowed me to throw thousands a week at opportunities when many work all year and barely have a thousand to invest in an opportunity. A business will get you to your goals a lot quicker than trading time for money.

So the point of this post is two-fold. 1) buy assets, 2) let your assets buy your later assets.

The true value is in what you own not in what you can generate from your working income. I have cracked the code. This is how the rich get richer. After a while you are playing with house money and house money is never ending.

Get 25% off the Trade and Travel course with Teri. Use the link www.investor101.org to sign up. 

You can also sign up for our Cannabis Investing Course at: https://t.co/RNYtQjlBkY

Lastly, the Investing 101 Class is on sale for half off at this link: https://www.udemy.com/what-they-didnt-teach-you-about-money/?couponCode=TODDCAP50

Check out the Todd Capital Store at www.gumroad.com/toddcapital

I encourage you to invest with us and join our partnership.  We are doing a great work and if we keep up the pace we can be into twelve doors before the middle of next year.  We are also going to buy a truck by midyear.  If you want to form your own contact us for a consultation and we will walk you through the process.

If you are interested in investing with our club on either the stock or real estate side we would be happy to welcome you into the partnership.  Email membership@capitaltodd.com today to join.

Thanks for reading!

Be great, invest well,

Todd Millionaire

When Did We Start Turning Against Each Other Because of Political Views?

There are people that think that since I voted for Trump that I am racist and hate black people, women and immigrants. My response to that is “have you seen my body of work?” The mere allegation that a business person, who talks about business online and in person 24/7 voted for a man because he hates people is absurd. I want to brag on myself though so here are the things I have done and am doing for black people:

  • In the past year in a half I have helped about 150 black folks start their business.
  • I have created about 500 stock and real estate investors.
  • I drop content nonstop highlighting black success on my podcast and I am always highlighting our achievements and our doers.
  • I share ads and content that promote black excellence daily
  • I am a part of team of investors that created the blackerpockets platform to educate people interested in real estate investment.

But since I identify as a Republican that means I am a bad bad man. If you knew your history you would know that most of your favorite or most successful black political leaders were Republicans. It is possible to be a Republican and love black people. The older I get the more conservative I become.

I bring this up because the question “when did your political views determine that you are a good person or bad person?” floated down my timeline and a lightbulb went off. It went off because it is true. People automatically assume Republicans hate black folks and Democrats love black folks. We think that the people who give you everything and keep you dependent on them are the saviors and the people who encourage you to get it yourself are mean evil people.

As I write this I am reminded of the father mother relationship. My mother allows us to float along, she is the female, she coddles and is more liberal. My father, step father and father in law would be deemed the Republicans, they want you out and getting it because they know you can do it and because they know that laying up on moms will not get you where you want to go. I think both are necessary as I will discuss later in this post.

I often get called a hater because I am not nice. I have zero tolerance. I am my father. I don’t believe in coddling you. I am holding you to a higher standard, pushing you to do what’s not comfortable and by forcing you to get it yourself instead of waiting on the government that I don’t want the best for you. I see your issues and I still tell you to perform. I see you good reasons and I tell you that nobody cares because guess what, nobody cares. I am not saying your problems don’t exist I am telling you to find a way and to do it despite limitations. That is just what winners do.

If we are keeping it 100, most black folks are democrats in name only. Most of our views, ideals and principles are conservative. Only recently since people are going away from church and getting more and more miseducation via advanced degrees are we drifting towards liberalism. Our ancestors, however, were conservative.

The question becomes though, who is actually FOR you and who is actually against you? We tend to exist in a culture where we think that things that are FOR us are actually against us. We have been brainwashed via media and miseducated via our schooling. We believe that the government handout is the savior. We believe that the free lunch is the way. I disagree, but that does not mean I don’t want the best for the community. I want you to learn to fish not be given fish. Actually I want you to own the damn fish farm, anything but the free fish. Despise the free fish.

To take it a step further, I even go as far as promoting those who literally do not like us. Because I believe in our greatness. What I mean by this is that hypothetically speaking, lets say Trump doesn’t like black people (which I don’t believe is true). I have found that our people are resilient and capable. Don’t believe the HIS-tory and miseducation. We perform in the face of adversity.

Please understand that we are builders, we are doers, we are capable.

Those parts of our history were just conveniently omitted. We have a history full of low lights disguised as highlights while they have a history of triumphs that conveniently omits or retells their not so glamourous aspects. This is why I tell the stories I tell on my podcast. If not for those guests, most people would think that nobody was doing what they aspire to do because they only see Lebron and Jay Z on TV not Ayesha Selden n nem.

I am Republican because I would rather someone show that they hate me and I can adapt and work than lie that they are for me while they get me to do nothing, or worse, things that are framed to be in our best interest but that are actually in the interest of the opposition.

I have been making moves despite people not liking me my entire life. I don’t need you to like me to progress. You will respect this work. We must all strive to be valued based on the body of our work not just the content of our character. We are born equal but we do not remain equal.

What you should want is power not people being nice to you, or policies in your favor. Power is the ability to get things done despite resistance. Other communities don’t care about laws they care about power. What I mean by this is eff redlining, eff Jim Crow, eff all that. With the right mindset those become your super power to create your own banks and accumulate the wealth that banks accumulate. Jim Crow turned us into business owners because we didn’t’ have the ability to go elsewhere and spend money. What was meant to hold us back actually propelled us. When those “restrictions” were lifted our top athletes left our leagues and our top talent left our communities. This is why the ghetto is the ghetto, it has been looted of its best in brightest in the name of fake progress and opportunities, promoted by liberals.

When was the last time you saw Asians in the street waving signs or Jews complaining about wages? They don’t complain they compete and create. That is what liberals rob you of. You have been neutered to believe that they are your savior because being the savior pays well. The person who saves gets the accolades. That is why I want you to save yourself and capture the wealth that accrues to the savior.

Back to the idea that you have been mislead into thinking losses were actual wins. An example would be the feminist movement. The feminist movement got black men out of the house while white women went back home to hubby. The civil rights movement pushed for integration when the only thing that got integrated was our money. These days segregation is more prevalent than ever. Communities across the country are divided by race it just comes in the name of wealth and affluence. Thsee are all things that liberals pushed that looked like progress but actually set us back. Who is really for you? Another liberal policy is the whole government entitlements and handouts that h

I think that we all want what is best for the culture. We just go about it different ways. I think that both views are necessary. I think that a good compromise between the two would be ideal. Instead, in this cancel culture that we live in we are quick to shut down and drag someone who says something that we disagree with. This is dangerous and unproductive.

The cancel culture must be replaced with conversation culture. Where instead of shutting others down we sit down, learn and build a plan that takes both sides into account. This is the responsible way toward progress because we can’t move forward as a unit with a divided group.

Get 25% off the Trade and Travel course with Teri. Use the link www.investor101.org to sign up. 

You can also sign up for our Cannabis Investing Course at: https://t.co/RNYtQjlBkY

Lastly, the Investing 101 Class is on sale for half off at this link: https://www.udemy.com/what-they-didnt-teach-you-about-money/?couponCode=TODDCAP50

Check out the Todd Capital Store at www.gumroad.com/toddcapital

I encourage you to invest with us and join our partnership.  We are doing a great work and if we keep up the pace we can be into twelve doors before the middle of next year.  We are also going to buy a truck by midyear.  If you want to form your own contact us for a consultation and we will walk you through the process.

If you are interested in investing with our club on either the stock or real estate side we would be happy to welcome you into the partnership.  Email membership@capitaltodd.com today to join.

Thanks for reading!

Be great, invest well,

Todd Millionaire

Group Investing is the New Social Security

When I saw my new IG BFF, Rashauna Scott, make this post I hit it with an immediate repost and meme. I didn’t really think too much about what she was saying I just saw the buzzword “group investing” and I got hit with the RT and post bug. Its like a twitch I have. Post first, ask questions last.

A little later, after the post had ran, someone challenged the post and I had to think about how group investing is “social security”. Lets break down the concept of the word to get an idea of what Rashauna Scott was trying to say.

Social: A gathering, especially one organized by the members of a particular club or group.

Security: The state of being free from danger or threat.

When we think of social security we think of a free check from the government. This check is supposed to allow our grandparents to live after retirement. A lot of our grandparents get this check, not a lot of them are living though. Most are just surviving. Nevertheless, the premise behind the name was to use everyone’s money to provide for the needy.

I believe that this is what group investing can and should do. It is the solution to the “we can’t get loans” problem. The jews created a jewish free loan society that lends for school and business start ups. They did it by pooling together money among a lot of people and lending to the needy. If we put as much effort into creating a loan society as we complain about redlining we would be much further ahead.

It is also the solution to the threat and danger of gentrification. It allows us to own the homes in our neighborhoods and not get pushed out from high rents.

It also is a solution to falling prey to the whims of the landlords. If we become the lenders then there can be nobody telling US what we can’t own and what we can’t build. We get ahead of the curve not behind it, begging. These are just a few examples of how the group can protect us, there are many more. I actually had the idea of hiring and funding a private police force that looks like the community they serve, to cut down on the shootings of innocent men and also to just provide safer communities. I can go on and on but a pool of resources makes this all possible. A pool of resources is essential for a community to flourish.

I love that RS made the “social security” point because I had never looked at it from this viewpoint. This is why she is so valuable to my life and business.

Like everything else of substance, social security is a crowdfund. I have made this point over and over again. Social security exists because groups of us put in little pieces of our paychecks then that money is pooled together to fund old people from retirement to death. That funding is their security.

In the same way, group investing is the “gathering” of “members of a particular club or group” in order to provide a “state of being free from danger or threat”. What group investing allows us to do is own and control our communities, dictate the policies in our communities and of course, cashflow and gain appreciation from our communities.

This is made possible through the social aspect. The same aspects that fund the government agenda can also fund your communities agenda. It can provide against the fear of danger or threat.

The problem is that most of us want to invest to get money to then look better than the next man. That is the opposite of social. Last I checked, nobody gets online to complain about not being able to stunt harder. We all get online to complain about social issues, issues that should be solved by the community not the government. The last person you want solving your problems is the government.

The other problem is a lot of us are waiting on that one savior to do all the heavy lifting for us. Instead of chipping in what we have to build we hold onto our pennies and expect LeBron or Robert Smith to do all the heavy lifting. That is ridiculous and unproductive. The savior complex does not work.

Robert Smith paid 40m to handle that debt. According to the 2009 American Community Survey, there were 38,093,725 Black and African Americans in the United States. That means that if all of us put in $1 we could have done what one man did. In the group we can turn small into big. Its a lot easier to get a buck out of someone than it is to make $40m.

Instead of trying to do the huge individually we need to focus on doing the small together which will allow us to do the massive. That would solve a lot of our problems and it is much more attainable.

So to conclude, I want to encourage you to join an investment group no matter how successful you are on your own or how little money you think you have. Its not enough to save yourself. Anyone can do that. Real legends save the culture. Live legendary.

Get 25% off the Trade and Travel course with Teri. Use the link www.investor101.org to sign up. 

You can also sign up for our Cannabis Investing Course at: https://t.co/RNYtQjlBkY

Lastly, the Investing 101 Class is on sale for half off at this link: https://www.udemy.com/what-they-didnt-teach-you-about-money/?couponCode=TODDCAP50

Check out the Todd Capital Store at www.gumroad.com/toddcapital

I encourage you to invest with us and join our partnership.  We are doing a great work and if we keep up the pace we can be into twelve doors before the middle of next year.  We are also going to buy a truck by midyear.  If you want to form your own contact us for a consultation and we will walk you through the process.

If you are interested in investing with our club on either the stock or real estate side we would be happy to welcome you into the partnership.  Email membership@capitaltodd.com today to join.

Thanks for reading!

Be great, invest well,

Todd Millionaire

Weekly Update: Manic Monday Email

Good Morning Members,
And a very Happy Manic Monday to you all. Last week was a volatile one to say the least. The market start the week off shedding nearly 700pts which more than double the entirety of losses from the previous week. Only for the market to rebound and recover of Monday’s losses on Tuesday and Wednesday. To say that there’s uncertainty in the market is an understatement. The Global trade tension continue to play an unhealthy weighted average on the daily exchanges and very public statement leave to a swing either up and down, with no rationale justification behind it. 
As I write this he Market is down currently. The Nasdaq plummeted about 1.8% lower early but then cut the loss to 1.2%. The Dow Jones Industrial Average held its loss to 0.2%. The S&P 500 sliced off 0.4%. The small-cap Russell 2000 lost 0.5%. All this as summer approaches and the race for the next POTUS will be ramping up. And if you know anything about presidential elections they almost always bring markets to a stand still, waiting to see how the next presidency will shape its policies around the market. 
Investment Strategy Update
We remain unchanged since our last recap of our investments last week. Our biggest winners is still Mastercard, which is pushing hard it’s international expansion into developing nations. Procter and Gamble is doing pretty well up 17.28% not surprising, whenever the make is volatile you can always count on industrial and defensive play stocks to carry the load of an advancing portfolio. And United Healthcare is also up 2%. Netflix is basically unchanged, down 1.18% or $110. Square is down 10% as they are struggling to expand their payment system, they also need a full-time CEO, Dorsey can no longer straddle the fence between Twitter and Sqaure at this point. And Tilray is still our biggest loser down 50%.  The plan with Tilray is still to get back to as close to even as possible and invest that speculative position in one of the other cannabis stocks like Canopy or Aurora. 

Conference Call Recap
We had a modest turn out for the call lastnight but the conversation bear a lot of fruitful exchange. The main purpose for me was how to get more of the membership involved and engaged in the investing decision and conversation thru our various communication platform. A key point stressed was some of our membership maybe novices to investing and don’t want to speak out of turn about topics their not comfortable with. I reminded them that this Club is about educating the masses as well as investing for profits. In the spirit of that I’m going to get back to blogging about introductory topics on investment that way their is digestible content for current and future members to come in and read so they might feel comfortable adding to the conversation.
Please never feel like you can ask a question or inquiry about topics whether it be in the slack group, thru emails, calls, or text. My line is always open to give any knowledge and information that I possess out as broad as possible.
In addition I got some very going research suggestion for potential trade for the club. One I had heard of before(Trade Desk) but majority of the stocks(Macquarie, Fastly, NBTA) I had never heard of. And that’s what this group is about crowdfund financial resources but also working as a think tank in regards to trades and potential investments. Overall I believe lastnight call was a great breathe of new energy and I look forward to us getting back into gear.

Communication 

In addition to these weekly emails I would also like all of our members to be more active in our slack groups. This group is not merely a passive experience but a think tank to share ideas and gain other perspectives. Please use the slack links below: 

Investment Club for Stocks: https://join.slack.com/t/tcinvestmentclub/shared_invite/enQtNTE2MjUxNzY5NzYyLWZjMGI0MzA2MTA4Y2IyMGM1NzU2NjBkZTlhNGY4YmY2ZmZmNGQ1ZmE4YTIwZWVkN2VhNTczMjk0MmRmNzY0YTI

Investment Club for Real Estate: https://join.slack.com/t/todd-acquisitions/shared_invite/enQtNTE0MjQwNzc4Mjk0LTQzMWMyOTkxMGE5YzAwZWQ4OTk4OTA4ZDRmMGEzNjk0NjBmN2IyODZlMTMwZmE0ZjBkODRjNDdlZGVjNzYyOTg

This is just the chat thread so you can stay abreast of what is going on.  You wont be actual RE Club members until you partner on a deal IF you decide to partner on a deal.

In Closing

Information from this weekly email is not intended to be investment advice or construed as a recommendation or endorsement of any particular investment or investment strategy, and is for analysis  purposes only. Be sure to understand all risks involved with each strategy, before attempting to place any trade.

Per usual hope you all have a great and prosperous week and an even better investment week. Will talk to you soon!! 

Jamaal W Vetose

President

Todd Capital Investments