Don’t Call It A Comeback: Investing Ain’t Only About Big, Known Names

Welp it’s not quiet a comeback y’all but I’m back. The terms of my employment prevent me from investing outside the firm and I can’t offer specific advice on individual trades but I can talk about broad market aspects and financial strategy. Which means…… HERE I AM!!! Charles has graciously consented to allowing me to blog I’m not sure how often I’ll post don’t wanna push the envelope too much with “The Man”, but whenever I have something relevant to say you will here it! And here’s my first thoughts below.

I’ve been investing now for a dozen years; 12 years personally and about 5 years professionally so I think I’m versed enough to offer this perspective. If you are only investing in the big names you not truly investing to seek true financial change and freedom. Now don’t get me wrong, the 30 big Dow companies and the blue chip stocks have their place. Truthfully they are the stabilizing core of the equities market. But they are meant to be the anchors not your investing center pieces.

There’s a reason that the Dow 30 and the blue-chip stocks are so heavily respected; on average the age of these companies about 50 years old. They are ingrained in the fabric of the Wall Street culture and history. But what makes them most reliable is they are not as vulnerable to huge losses and market hysteria. They often provide steady increase of your capital and might even pay a healthy dividend for your support. Which is why they should be apart of everyone portfolio as the cornerstone but not the central figure.

The goal of most people investing is the steady increase of the funds over time or the rapid increase over a short period with the big score. The big names offers the latter but often time by the time you’ve acquired shares on the market their most excessive rapid profit giving days have come and gone. They no longer are risky enough of investments that if they strike gold your investment will have a 10, 20, 30, or even a 100x return. And this is the focus of my statement.

Also present within your portfolio is the forgotten, the ignored, the small names but more often than no the unknown! These will be your small cap companies(companies with $1B market cap and under), the ones you have to search for. Not that the information isn’t available their just not as visible as others. I learned this years ago by watching famed former hedge fund manager Jim Cramer. Cramer never just focused on the big knows when providing insight on how to make his viewers money he considered the whole market.

And with like anything else on the market there are indexes that play this sector in mentions. The Russell 1000 index is an index that gives you broad exposure to these small cap potential blockbusters I’m referencing here. Among its listing you’ll find hundreds little know corporations that you begin research and discover if this calculated risk suits your investing strategy. Of course not all these securities will fit you but if you devote time to reviewing them over the next several weeks I guaranteed you’ll find at least one gem among the offerings.

Jamaal W. Vetose

Financial Analyst/Consultant

Weekly Update: Manic Monday Email

Greetings Membership,
And a Happy Manic Monday to you all. At the  start of this email all the major indexes are positive on the day, but just slightly. This will be the second week of earnings season, and the biggest so far, and thus far it’s been more of the same as the 1st quarter results. Even when stocks have met or even beat estimates the share price has decline to various degrees. There is still plenty of uncertainty and volatility in the market, so much so that analyst and traders have hitched their hopes to an FOMC meeting on July 31 they hope will result in a Fed Rate cut.  Overall the market is sound but outside elements like public policy continue to make it more shaky than normal market parameters. This would be an awesome time to do your research on some securities you’ve had your eye on beside but thought to expensive smart money on a sudden available discount. 
Portfolio Update
Last week, I informed that our portfolio had gain $3,000 in a week’s time since our mid-year review, well another week has passed and some of those gains are gone. Exclusively the loss stems from Netflix. The security missed estimates of 5.63 million new international subscribers but on landed 2.69 million. That cause the shares in our portfolio to go from being up 7.33% to now down currently 12.90%. In addition 15 shares of our best performing stocks were sold in order to cash out a few members who wish to no longer be invested. That sum total came to nearly $2900. That included with Netflix decline, as well as some of the other securities losing a few positive of their gains even though staying well positive, explains the value decrease.  

Administrative
In my efforts to gain access to Group C last it appears that the Voleo kicked me back out of Group B before I could finished my evaluation. But on our operational call yesterday I was informed that Group C isn’t even up and running as of yet, a matter I was unaware of so I will cease trying to gain access to that group as of now and focus on re-establishing access to Group B. I’ll keep you posted as I progress. 
In  administrative news as I introduced last week LaQuida Chauncey, is now the new VP of Members Services. Please forward all of your inquiries and questions to her and it will be forwarded to the appropriate club member and division that handles those specific news. Please send all contact to the  general email address: info@capitaltodd.com

In Closing

Information from this weekly email is not intended to be investment advice or construed as a recommendation or endorsement of any particular investment or investment strategy, and is for analysis  purposes only. Be sure to understand all risks involved with each strategy, before attempting to place any trade.

Per usual hope you all have a great and prosperous week and an even better investment week. Will talk to you soon!! 

Jamaal W Vetose 

Todd Capital Investments
President 
443-903-5162

Weekly Update: Manic Monday Email

Good Morning Memberships
And a very Happy Manic Monday to you all. The stock market seems to be hitting a historical phase at this point as the S&P hit at new 3,000 point high last week. But I would caution against thinking the market is no longer volatile, the trade wars still unstable causing swings up and down from day to day. And once more, it’s that time of the year again, EARNINGS SEASON! If you recall the first quarter saw shares fall even if a security met or beat estimates, evident of how unsettled the market climate was back then. I’m hopeful that the market will return to form during this season and be grace to our portfolio. 
Portfolio Update
Since I presented you with the mid-year analysis about two weeks ago our portfolio has gone from being even at $50,000 to being up about $3,000. That’s a gain of about 6% in just 10 trading days. The gains are driven by P&G and Mastercard(who were already up 21% and 34% respectively) expanding on their gains. But in addition, securities(Netflix, Square, & UnitedHealthCare) that had be relatively flat all have had gains. Gains that have worked out to an average of about 10%. 
Survey Results
I appreciate all of those who took the time to submit their answers for the survey on last week. The returns were a modest number but will he used to gain a feel for what the group would like done for the second half of the year. The results will be thoroughly analyzed between myself and Charles, which should allow us to give you a report on what that changes if any will be taken in the next week or so. Stay tuned in for updates. 
Administrative Updates
In regards to the Voleo platform I have been granted access to Group B which I have started to review. I still don’t have access to Group C as of yet but I have sent another email to the Voleo CEO in regards to that problem and hopefully this will be resolved in the next day or two. I will say that I can tell from what I already see that consolidation will need to be taken with the positions that have already been taken. In some cases there are two or three positions taken in the same sector in different companies this is conflicting interest and basically has the portfolio competing against itself instead of working together. To give you an honest timeline it’s going to take me to the end of the month to make the changes in each group, I don’t want to be rash and just make unilateral decisions. Proper analysis will need to be done so if you will bare with me I’d appreciate it. 
In other administrative news I would like to official introduce you all to LaQuida Chauncey, the new VP of Membership Services. From this day forward you can forward all your questions, stock suggestions, new membership inquiries, and etc; basically all membership needs will be handled by her. She will also be handling the request for the RE that will be handled by Charles and the team over there who handles who questions. Please grant her the curiosity and understanding that you have shown me, Candace, and Charles before her.  She can be reached at the club general email address: info@capitaltodd.com
In Closing

Information from this weekly email is not intended to be investment advice or construed as a recommendation or endorsement of any particular investment or investment strategy, and is for analysis  purposes only. Be sure to understand all risks involved with each strategy, before attempting to place any trade.

Per usual hope you all have a great and prosperous week and an even better investment week. Will talk to you soon!! 

Jamaal W Vetose 

Todd Capital Investments
President
443-903-5162

Weekly Update: Voleo And Survey Link

Greetings Membership,

This week’s update is going to be more administratively focused than stock updates and portfolio performance. The overall portfolio doing pretty well since last week the value is up nearly 1.5% or $1000. Of course this is lead by our two best performers P&G and Mastercard. But actually since last week’s review every single security is up a couple percentage points except Tilray. 
Voleo Controls

I’ve spent the better part of the last two weeks discussing with Charles and the CEO of Voleo about different scenarios and controls that can be put into place so that all three groups are better managed by me and Charles. The first implementation will be my addition to all three groups. Thomas(CEO Of Voleo) will make sure I can view conversations and movements in all three groups by the end of the week. We also toyed with the idea of only Charles and I being the ones to propose trades but after discussing with Thomas there is some concerns with doing that we could run into some regulatory problems appearing to operate like a fund unintentionally. So here is what will be implemented:

Voting Period – A 48hrs window be imposed on each trade proposal. There will be no extension or delay this window will be a hard deadline.
Quorum –  In whatever group a trade is propose 25% of members will be considered a quorum. This is how many people must have voted during the voting period for it to be considered valid upon completion of the Voting Period. So in a group of 100 that would mean 25 members would need to vote for it to be considered valid. Now, why 25% instead of 50% that was base off my analysis of the club interaction. A good portion of our members operation as “silent partners” they invest but don’t necessarily vote or join in on the discussion, which is completely fine. But I’m not going to hope up club business with an unreasonable Quorum threshold. This doesn’t mean only 25 members can vote the more the merrier but at least 25 must vote for business to be conducted. 

Proposal Majority – 51% decision either way will be considered the simple majority. This is based upon the total membership during the voting period, and of those who voted upon closing of the voting period.  If your quorum was the default of 25 people, and for sake of example 13 voted yes and 12 members voted no at the end of the voting period, there is a clear majority of quorum so it would then become an order. 

With these new mechanism my hope is that there can be a sense of more cohesion between the three groups, like one band and one sound. That we are separated in three groups, that is merely just a platform design not that we are three separate investing groups. And perhaps this won’t be for too much longer, my understanding is that Voleo is working to make group sizes bigger, which would be perfect for us. I like being able to see this family all under one house again. 

I’ll keep you posted on further developments and changes as they come along.
Investment Strategy
As promised I have compiled a survey monkey survey to help in my adjustment strategy formulation for the second half of the year. Your responses will he used in a discussion between myself and Charles in regards to how we should proceed and what the overall direction will be. The survey will only be open until Friday so please I need ALL membership support and participation. Please find the link below. 
Jamaal W Vetose 

Todd Capital Investments
President
443-903-5162

1st Half Review Of 2019 Finale.

Greetings Membership,

This is the final installment of the review for our portfolio for the first half of 2019. We will he closing out with Proctor and Gamble. 
Proctor & Gamble(PG)
The Procter & Gamble Company provides branded consumer packaged goods to consumers in North America, Europe, the Asia Pacific, Greater China, Latin America, India, the Middle East, and Africa. The company operates in five segments: Beauty; Grooming; health Care; fabric & Home Care; and Baby, Feminine & Family Care. The company sells its products through mass merchandisers, e-commerce, grocery stores, membership club stores, drug stores, department stores, distributors, wholesalers, baby stores, specialty beauty stores, high-frequency stores, and pharmacies. This wide distribution network and diversity of segments makes P&G nearly recession proof or what I like to call a “defensive” play. 
In 2018, Proctor and Gamble has net income of $9.75B on revenues of $66.98B.  There is a healthy dividend yield of 2.68% which works out to $2.98 per share at the current share price. Since our buying the security back in mid-March it’s up 21% despite the immense volatility in the market place. The greatest asset of the company is the consumer brands they sell in all five segment are basic necessity that the consumer base will buy in any economic stage. They might scale back if needed but it will never be a total collapse off the grid of normal patterns.
My recommendation is that we not only keep this security as a cornerstone of the portfolio but that we acquire more shares using the dollar-cost-averaging method. This company is great to have to balance a portfolio when one or more sectors having a rough quarter or year. And as market uncertain continues this offers a great return on investment with a security that isn’t a usual growth play but more a capital protection safe haven. 
In Closing
Now that we have concluded the review next it will be followed up by a survey monkey about adjustment and strategy for the second half of the year. Please keep a looking out for that email it’s vital that we received as much feedback as possible so that the strategy is the most accurate display of the club members desire. Per usual I thank you for all your help and consideration.


Jamaal W Vetose 

President
Todd Capital Investment
443-903-5162

1st Half Of 2019 Review Part 3

Greetings Memberships,

Happy Pre-Fourth of July to you all. This is part 3 of what was suppose to be a three part 3 review of the portfolio holding, but actually there will be a part four finale. I discovered in my notes that I had mixed up the percentages between United Healthcare Group and Proctor& Gamble. I begin writing these review Sunday so I apologize for the mix up. This review will only focus on Tilray and the finale part 4 which I’ll send out Friday after the holiday will be focused on P&G and a slightly reworked United Healthcare.
The Speculative Dumpster 
The company offers its products to patients, physicians, pharmacies, governments, and hospitals; and for researchers for commercial purposes, and compassionate access and clinical research applications. It operates in Argentina, Australia, Canada, Chile, Croatia, Cyprus, the Czech Republic, Germany, New Zealand, the United Kingdom, the United States, and South Africa. So much it it’s initial run in 2018 was based off the assumed(rightfully so) of the legalization of medical and recreational marijuana used in Canada. The legalization offered in February but other factors have caused Tilray as well as it competitor to go down since the passage. 
Since our position was taken in Mid-March the holding is down roughly 50% in value. Far and away our worst performer and biggest loser. Our current portfolio value is roughly $50,000 which is what we initially started off with; if Tilray had just said flat not even gain a single dime we would be up $5000K to date. The biggest concern about Tilray is two things, first and foremost production capacity. The market is worried that Tilray lacks the necessary capacity to keep up with demand, gain substantial market shares, and all while stay ahead of the operating income cost. In addition, Tilray has at the large deal like a Canopy or Aurora to ease the concerns about its financial viability, which increase analysts and investor view of this being a riskier bet than its competitors. During earnings of the first quarter Tilray reported revenues of $21.5M with earnings losses of -$30.30M. 
This was always going be the most volatile security in our portfolio. It was a speculative play in a unproven industry still in its infancy trying navigate regulatory issues and adjust to new demands and customer expectations. 
My recommendation is a mixed bag. I don’t like the idea of selling a position when it’s 50% especially when the woes of that security isn’t isolated just to them. But I can understand the mentality about not risking the rest of the value in the position. I see reasons to buy more and hold long term, I see reasons to cut and run, and I see reasons to wait and see. This above all other of our holdings is the most hard to offer a clear analyst. But if I had to recommend anything…….. BUY MORE AND HOLD LONG TERM!!!


Jamaal W Vetose 

Todd Capital Investments 
President 
443-903-5162

1st Half Of 2019 Review Part 2

Greetings Membership,
                                        Today I’m going to continued the mid-year analysis of our portfolio holdings. Yes, it was an analysis of Mastercard and United Healthcare Group, what their business do and the gain they’ve brought to the group these far. This email will analyze two more of our holdings.
The Flat Achievers 
Square(SQ)
The company’s commerce ecosystem includes point-of-sale software and hardware that offers sellers to payment and point-of-sale solutions. It provides hardware products, including Magstripe reader, which enables swiped transactions of magnetic stripe cards; Contactless and chip reader that accepts Europay, MasterCard, and Visa (EMV) chip cards. In a nutshell Square is a manufacturer as well a a technology company for merchants and function as their payment and transaction accounting mechanism. Some concerns about Square is that founder and CEO Jack Dorsey who to my knowledge is still splitting his time between both Twitter and Square. And though Square continues gain market share and traction I wonder if movements couldn’t be more accelerated if it had its own primary Chief executive. 
There’s also Square Capital, since Square Capital’s inception 5 years ago, it’s been able to loan nearly $4.5 billion dollars. The average loan is about $6,500, while the smallest is around $500. This product offering put it right in the range for small mom and pop business who can’t afford the crushing terms that come with bank financing or loans. And as entrepreneurial sentiments continues to take hold of the millennial generation I believe this part of the business continue to grow. 
Since acquiring our shares back in mid-March the security is basically flat. It is no worse nor any better than where we started and he is why I think we should stay with the brand, Square CashApp service are a rockstar. Research has shown that Cash App was more popular among users with less than $50,000 in annual income while PayPal Holdings Inc.’s Venmo card was used more frequently by higher-income customers. With this service Square has quietly make itself a formidable FinTech player with influence to shape the market. And as it’s Cash App usages grow the stock can easily become a $100 stock 35% higher from its current price. My recommendation is to hold Square long term. 
Netflix(NFLX)
The company operates in three segments: Domestic streaming, International streaming, and Domestic DVD. It offers TV series, documentaries, and feature films across various genres and languages. The company provides members the ability to receive streaming content through a host of Internet-connected screens, including TVs, digital video players, television set-top boxes, and mobile devices. It also provides DVDs-by-mail membership services. The company has approximately 139 million paid members in 190 countries. Over the last three months of our holding the shares Netflix have risen roughly 4% a drop in the bucket for tech giant that over the four years has risen 800% since the stock split in 2015. But this ain’t the same old Netflix that was launched in 1997.
The once uniqueness of Netflix streaming business has been replicated by Hulu, Roku, and media giants like Disney and Time Warner. Almost every major American media company is in streaming in some form or partnership. And these venture are cutting into what was once the proprietary nature of Netflix’s business. Disney’s venture will eventually remove all of its content from Netflix, which as you can imagine will leave a huge void of material. With that in mind over the last several years Netflix has been spending billions to generate original content that will free them form the burden of licensing fees and deals.
Netflix’s domestic growth has also severely slowed as well. Whether that’s a result of competitors entering the sectors or they have tapped out on all their potential customers domestically, perhaps a combination of both is the answer. But their international expansion is just getting started. The previous two quarter they’ve seen massive customer growth in Europe and parts of Asia, which signal this could be where the next generation of growth will stem from. 
Overall if I had to give Netflix a rating it wouldn’t be a Buy more nor a Sell the position but a Hold & See. The security hasn’t fallen off the cliff so it’s not need to make a rush decision and it isn’t weighing down the portfolio at this point. Earning season will launch again and July and it will show how the next six months of Netflix will be like. 
The final three part analysis tomorrow……

Jamaal W Vetose 

Todd Capital Investments
President 
443-903-5162

Manic Monday Update: 1st Half Review Of 2019

Greetings Members,
With today being July 1st, well first let me wish you all a very Happy Manic Monday!!  But instead of the usual update about market news this week’s update will be about our portfolio and the state that it is in. This email will probably be followed by an email later this week that will contain a survey link about how we should proceed going forward. Now this survey will not be be the deciding factor but rather a barometer that will be considered when Charles and I discuss adjustment that need to be made for the second half of the quarter. This will be a three part analysis as to not overwhelm with information plus nobody has the attention span for long drag out emails. The consecutive emails will come on Tuesday and Wednesday. Before I dive into the analysis let me just remind you of the holding we currently have based off the vote from last fall:
MasterCard(MA)
United Health Group(UNH)
Square(SQ)
Netflix(NFLX)
Tilray (TLRY)
Procter & Gamble(PG)
The High Achievers
 
MA
Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. It facilitates the processing of payment transactions, including authorization, clearing, and settlement, as well as delivers related products and services. The diversity of their business operations allows this company to be considered a tech company, a financial services entity, and a consumer brand all in one. Since acquiring our shares back in mid-March the company is up 35%, it is a best power performer by a wide margin. Mastercard has plans to expand its international presence over the next five years that would put it on par to compete with Visa in every major economic market and in some be the dominant processing services. Master has a dividend not as attractive a I would like at on (0.50%) but at its current price that works out to $1.32 per share for a dividend. And with the expected expanding international presence the increase revenues should be able to increase this offering.
All things considered I think Mastercard should be a continue focus our strategy into the second half of the year. Despite all the market volatility globally and here at home Mastercard has been a stabilizing security throughout the first half of the year. And with the rise of the FinTech sector and payments going more and more technology base, their global presence has them in prime point to be a big factor for years to come.
UNH
UnitedHealth Group Incorporated operates as a diversified health care company in the United States. It operates through four segments: UnitedHealthcare, OptumHealth, OptumInsight, and OptumRx. The UnitedHealthcare segment offers consumer-oriented health benefit plans and services for national employers, public sector employers, mid-sized employers, small businesses, and individuals. In the United States a lot 1.5 Million people of the largest generation(BabyBoomers) continues to retire each year. And the cost of healthcare continues to go up and despite that fact the need for the service does not decrease in the slightest. Since we acquired our shares back in Mid-March our shares of this healthcare provider is up 21% in just three months time. And just two weeks ago the company made two multiple billionaire deals, one for a nursing home runner and another for a insurance payment processor that streamlined payment efficiency. The dividend for this security is nearly at 2%(1.77%) which works out to $4.32 per share for dividend payout.
As the customer base continues to expand I believe this stock will continue to be a quality investment to have in our portfolio. I view this security almost like an defensive play, like those consumer brands that no matter what kind of market cycle were in it will be a safe haven for our money. And in good market environment it can easily transfer into a solid growth stock as well.
Stay tune for part two on tomorrow…….


Jamaal W Vetose 

Todd Capital Investments
President 
443-903-5162

Emotional Boost Are Good, But Don’t Ignore The Implementation

By now you’ll probably seen clips of the profound speech that actor/director/player write/producer Terry Perry did this past Sunday on the annual BET awards broadcast. I’ve rewatched the 4 and half min speech because I believe that each time you read or listen to something it give you something a little different each time. But the problem with speeches like this, is that the recipients often get an immediate emotional boost and they feel like they on cloud 11; but once that passes and their no longer “high” off the moment they let all that inspiration and creative just die in stagnation. But we’re not going to allow that to happen. So after listening to the speech a few times there’s a few point I want to expand on and hope it helps you start or continue to press toward the mark.

Childhoods Are A Master Classes For Greats!

Terry spoke briefly about every Friday going with his mother to watch her play cards with her girlfriends. How he learned how to make his mother laugh when his father was beating her by listening and observing how the ladies made each other laugh during those card games. We all have moments like those spread throughout our childhood and adolescence where an elder- or perhaps even a peer- showed us a skills or talent that we stored up in our subconscious that can be tapped for the greatness of our destiny. People are often looking for the skills, talents, and resources for riches in external outlets when the truth of the matter is you’ve probably already obtain the key foundational pieces that you need. Terry’s ability to tell story and make people laugh was wrapped up in the stories from the lives of those ladies and the pain of his mother. You gift maybe not be wrapped up in something that drastic or traumatize but I’m sure if you were to search the vault of your past you will find that you have been sitting on your greatest assets all along.

Help Somebody Cross

I’ve often said that the key to the culture’s economic and financial prosperity is collaboration, networking, and crowdfunding. None of us can do it alone. We each only have a piece of the puzzle and for our separate goals and ambitions to truly come to fruition we each need to help each other cross. Stop hoarding resources and knowledge that you have simply because you’re afraid that you piece of the pie will get smaller and you want have another. Operation in the spirit of cooperation and collaboration, while competition is good and healthy for advancement partnership is equally as beneficial. And here’s where it’s going to get tricky for a lot of you, helping another cross doesn’t always have to come and won’t always come with something for you in return. You need to be willing to help your peers and contemporaries cross just because you have the ability and means to do so. Helping someone cross sometimes will often be it’s own reward knowing you elevated or help to elevate someone to the next level of their journey.

Own Your Stuff

This one goes without saying but always bears the need to be repeated. OWN YOUR STUFF!! I push the narrative daily on social media platforms that owning the asset is more valuable than having the green back(dollars). When introducing Terry Perry on Sunday Taraji P. Henson made mention that Perry was the first Director and Producer of a project to pay her what she was actually worth in terms of salary. Perry was able to do so because he owned his stuff. It was he production studio so he was literally setting and deciding salaries, and because of that he was able to pay Taraji on per if not more with her peer and the best part HE AINT HAVE TO CLEAR IT WITH NOBODY!! Ownership gives you authority to elevate others in the culture because you have the assets to be able to bear the needs of others on your back. Perry was not exaggerating when he said “There are people whose very lives are tied into your dreams” that is an immense responsibility. But more than that it should be an immense motivator because you if their livelihoods is dependent upon you, success is the only options. Your four times grand child 150years from now, will either be struggling or prospering based off the decisions you made which will ripple thru generation after generation. So what are you going to do? Will you be owed or will you be the owner?

Jamaal W Vetose

President

Todd Capital Investments

Weekly Update: Not Quite Manic Monday

Greetings Membership,
                                         Happy Tuesday all, sorry for the late update this week but I have the worse summer cold currently. I’m going to try to be are clear and concise as possible and forgive me if I’m a little brief this week. The consumer index(I’ll be writing a blog on what the consumer index is this week) falls to its lowest since 2017 in addition to the tariffs and trade tensions, all major indexes have been down to start the week. In addition presidential candidate Bernie Sander announced a $1.6 Trillion #CancelTheDebt plan, which will be paid for by a tax on Wall Street. As you can imagine the markets definitely didn’t response well to that notice. 
Portfolio Update
The portfolio is back at it original $50K value, thanks in large part to the gains of Mastercard(MA) and Procter & Gamble(PG). If Tilray was just flat instead of down 45% the portfolio would be up $4000 instead of down -$3600. But this is okay, yes you heard me correctly this is OKAY! We are long term investors, with usual hold times of between 24-36 months. And over a period of that time you will experience down quarters, potentially consecutive ones, but overall the portfolio will make overall gains. Expect my half year evaluation by the end of the month.
Administration Update
On the monthly conference Sunday those of us in attendance had a productive conversation about how to make the group more cohesive. And a lot of that centered on the Voleo platform. There is no dual control when it comes to trade proposals. The portfolio seem to be all over the place in terms of security holdings. And some of other mechanism that could make it more effective to run. I have set up a call with the CEO of Voleo for tomorrow or Thursday to discuss if these elements can be added to groups A, B, and C. All these efforts are to ensure the proper management and safe guarding of each members money which I take very seriously. I can’t stress enough how Charles and I don’t take for granted the trust you’ve put in us both. Once I have had the conversation with the CEO I will give you all a update later this week. 
In Closing

Information from this weekly email is not intended to be investment advice or construed as a recommendation or endorsement of any particular investment or investment strategy, and is for analysis  purposes only. Be sure to understand all risks involved with each strategy, before attempting to place any trade.

Per usual hope you all have a great and prosperous week and an even better investment week. Will talk to you soon!! 


Jamaal W Vetose

President
Todd Capital Investments