Wealthy habits

Ben Carson is a true American hero. It sucks that people let politics get in the way of what his life exemplifies.

When Ben was growing up his mother got exposed to wealthy families because she was working as a house keeper. She would witness how the wealthy raised their kids.  One thing she noticed is that the wealthy would make their kids read to learn and that they limited the amount of TV that they watched.

As a result, Ben’s mom made Ben and his brother start reading books and writing book reports. A lot of us know this part of the story. What we don’t know and what we seldom hear is that when Ben was reading he would read about other massively wealthy people.

What he found was that a lot of the wealthy people were first generational people who we poor just like him. In fact, most of them were more poor than him. This lit a spark in him because he realized that poverty was not a death sentence like most people see it.

Here are a few examples of wealthy people who came from nothing:

Guy Laliberté was a fire-eater before founding Cirque du Soleil

Guy Laliberté was a fire-eater before founding Cirque du SoleilMichael Buckner/Getty Images

Net worth: $1.19 billion

At the beginning of his career, Laliberté had fire in his belly — literally. The Canadian-born circus busker played the accordion, walked on stilts, and ate fire.

Later on he took a chance and flew a troupe from Quebec to Los Angeles without purchasing a return fair. The circus troup traveled to Las Vegas and became Cirque du Soleil.

Laliberté is now the CEO of Cirque de Soleil.

Kenny Troutt, the founder of Excel Communications, paid his way through college by selling life insurance.

Kenny Troutt, the founder of Excel Communications, paid his way through college by selling life insurance.Jamie Squire / Getty Images

Net worth: $1.41 billion

Troutt grew up with a bartender dad and paid for his own tuition at Southern Illinois University by selling life insurance. He made most of his money from phone company Excel Communications, which he founded in 1988 and took public in 1996. Two years later, Troutt merged his company with Teleglobe in a $3.5 billion deal.

He’s now retired and invests heavily in racehorses.

Born into poverty, Oprah Winfrey became the first African American TV correspondent in Nashville.

Born into poverty, Oprah Winfrey became the first African American TV correspondent in Nashville.Dave Kotinsky/Stringer/Getty Images

Net worth:$2.7 billion

Winfrey was born into a poor family in Mississippi, but this didn’t stop her from winning a scholarship to Tennessee State University and becoming the first African American TV correspondent in the state at the age of 19.

In 1983, Winfrey moved to Chicago to work for an AM talk show which would later be called “The Oprah Winfrey Show.”

Starbucks president Howard Schultz grew up in a housing complex for the poor.

Starbucks president Howard Schultz grew up in a housing complex for the poor.Stephen Brashear/Getty

Net worth: $2.9 billion

In an interview with the Mirror, Schultz said: “Growing up I always felt like I was living on the other side of the tracks. I knew the people on the other side had more resources, more money, happier families. And for some reason, I don’t know why or how, I wanted to climb over that fence and achieve something beyond what people were saying was possible. I may have a suit and tie on now but I know where I’m from and I know what it’s like.”

Schultz ended up winning a football scholarship to the University of Northern Michigan and went to work for Xerox after graduation. Shortly after, he took over a coffee shop called Starbucks, which at the time had only 60 shops. Schultz became the company’s CEO in 1987 and grew the coffee chain to more than 16,000 outlets worldwide.

Forever 21 founder Do Won Chang worked as a janitor, gas station attendant, and in a coffee shop when he first moved to America

Net worth:$3.1 billion

The husband-and-wife team — Do Won Chang and Jin Sook — behind Forever 21 didn’t always have it so easy. After moving to America from Korea in 1981, Do Won had to work three jobs at the same time to make ends meet. They opened their first clothing store in 1984.

Forever 21 is now an international, 480-store empire that rakes in around $3 billion in sales a year.

The list goes on and on…………

Whenever I speak on wealth, either building it or retaining it, I always get people who say “we can’t build wealth because we don’t come from wealth” and its simply not true. The only thing keeping that line of thinking true is your mindset about what is possible.  We see this in the vast amount of people who look just like you who do what you say isn’t possible.  (See african americans and african immigrants)

Unfortunately what I am finding is that most people disagree with things not because its wrong but because to agree would mean they had to work, sacrifice and get uncomfortable.

Lets face it, to do what Ben did wasn’t easy, but it was possible. To do what we want to do isn’t easy, but its possible. Unfortunately, most of us want what the greats get without doing what the greats do.  Then we sit around and blame the world and the isms.

If you desire wealth, if you desire success, the only person that has to make a way for you is you.  If you are willing to do the work, read the books, work the hours, you too can win in America, despite what BLM and other protesters say. If you are ready to put in the work, come to Todd Capital, email info@capitaltodd.com

Be great, invest well,

Todd Millionaire

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